You have paid the court fees, paid to have the papers served and explained your grievance to a judge. The judge hands down his verdict and signs a piece of paper. Now what? The piece of paper is not paying for your loss or sending you on vacation. No one at the court is authorized to help you any further or give legal advice. This is the point in the process when judgment recovery becomes pivotal to recovering the money you have lost.
A judgment recovery business enters into a contract with you to buy that piece of paper from you. After purchase the judgment recovery specialist (or judgment enforcer) goes to work. The defendant (now the judgment debtor) is located and assets are inventoried. The judgment enforcer then makes decisions based on knowledge of the process and personal experience in order to most efficiently take from the debtor what is owed on the judgment. The judgment enforcer will use all of the tools the courts and sheriff have to enforce the judgment.
Once the contract is signed and the judgment is purchased there is no further outlay of money or effort on the side of the original judgment holder. Sit back and wait for payment for the judgment. The enforcer covers all costs which are eventually collected as part of the original judgment. Judgment recovery is taking the piece of paper handed down by the court and making it pay.